<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>The Crypto Time</title><description>Independent cryptocurrency news, guides, and reviews.</description><link>https://thecryptotime.com/</link><item><title>Tether Completes First Full KPMG Audit With $6.814B Reserve Cushion</title><link>https://thecryptotime.com/news/tether-completes-first-full-financial-audit-by-big-four-firm-kpmg/</link><guid isPermaLink="true">https://thecryptotime.com/news/tether-completes-first-full-financial-audit-by-big-four-firm-kpmg/</guid><description>Tether Completes First Full KPMG Audit With $6.814B Reserve Cushion</description><pubDate>Fri, 14 Aug 2026 08:42:06 GMT</pubDate></item><item><title>Russia Whitelists BTC, ETH, USDT for Retail Trading With $3,630 Cap</title><link>https://thecryptotime.com/news/russia-proposes-regulated-exchange-trading-for-btc-eth/</link><guid isPermaLink="true">https://thecryptotime.com/news/russia-proposes-regulated-exchange-trading-for-btc-eth/</guid><description>Bank of Russia draft directive limits retail investors to Bitcoin, Ethereum, and USDT under a 300,000-ruble annual cap. Public comments close August 24, 2026.</description><pubDate>Wed, 12 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Ethereum EIP-8363: Staking Rewards Burn Sparks Fierce Backlash</title><link>https://thecryptotime.com/news/fierce-backlash-to-ethereums-eip8363-staking-proposal/</link><guid isPermaLink="true">https://thecryptotime.com/news/fierce-backlash-to-ethereums-eip8363-staking-proposal/</guid><description>Ethereum EIP-8363 would burn 100% of validator rewards at 60.25M staked ETH. SharpLink, Aave&apos;s Kulechov, and others are pushing back hard. Here&apos;s why.</description><pubDate>Mon, 10 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Ripple Secures MiCA License for 30 EEA Markets: XRP at $1.07</title><link>https://thecryptotime.com/news/ripple-secures-mica-authorization-for-crypto-payments-across/</link><guid isPermaLink="true">https://thecryptotime.com/news/ripple-secures-mica-authorization-for-crypto-payments-across/</guid><description>Ripple secured a full MiCA CASP license from Luxembourg&apos;s CSSF, unlocking crypto payment services across 30 EEA markets. XRP trades at $1.07. Here&apos;s what it means.</description><pubDate>Fri, 07 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Intesa Sanpaolo Triples Staked Ethereum ETF, Cuts Bitcoin 94%</title><link>https://thecryptotime.com/news/italys-largest-bank-intesa-sanpaolo-triples-staked-ethereum/</link><guid isPermaLink="true">https://thecryptotime.com/news/italys-largest-bank-intesa-sanpaolo-triples-staked-ethereum/</guid><description>Italy&apos;s largest bank Intesa Sanpaolo tripled its staked Ethereum ETF to 349,600 shares while slashing Bitcoin ETF holdings 94% in Q2 2026. Here&apos;s what changed.</description><pubDate>Wed, 05 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Coldcard Exploit: 1,367 BTC Lost, Bitcoin Holders Flee to Exchanges</title><link>https://thecryptotime.com/news/coldcard-exploit-sparks-bitcoin-flight-bullish-crypto-consolidation/</link><guid isPermaLink="true">https://thecryptotime.com/news/coldcard-exploit-sparks-bitcoin-flight-bullish-crypto-consolidation/</guid><description>A Coldcard hardware wallet exploit drained 1,367 BTC ($88.6M) across 4,585 addresses. Here&apos;s what happened, who&apos;s affected, and what to do now.</description><pubDate>Mon, 03 Aug 2026 00:00:00 GMT</pubDate></item><item><title>What Is Bitcoin? The Original Cryptocurrency Explained</title><link>https://thecryptotime.com/coins/bitcoin/</link><guid isPermaLink="true">https://thecryptotime.com/coins/bitcoin/</guid><description>Bitcoin is the first and largest cryptocurrency, a decentralized digital money capped at 21 million coins. Learn how it works, why it is scarce, and how to own it.</description><pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate></item><item><title>How to Buy Bitcoin in 2026: Step-by-Step for Beginners</title><link>https://thecryptotime.com/guides/how-to-buy-bitcoin/</link><guid isPermaLink="true">https://thecryptotime.com/guides/how-to-buy-bitcoin/</guid><description>How to buy bitcoin in 2026: pick a regulated exchange, verify your ID, fund the account, place an order, and move your BTC to a wallet you control. Full walkthrough.</description><pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Bitcoin ETFs Explained: How They Work in 2026</title><link>https://thecryptotime.com/news/bitcoin-etf-explained/</link><guid isPermaLink="true">https://thecryptotime.com/news/bitcoin-etf-explained/</guid><description>A bitcoin ETF gives investors bitcoin exposure through a regular brokerage account. Learn how spot ETFs work, what they cost, and why $73B has flowed in by 2026.</description><pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate></item><item><title>SEC Crypto Regulation 2026: New Fundraising Rules Near</title><link>https://thecryptotime.com/news/sec-crypto-regulation-2026/</link><guid isPermaLink="true">https://thecryptotime.com/news/sec-crypto-regulation-2026/</guid><description>SEC crypto regulation in 2026 rests on a March token taxonomy and a fundraising rulebook expected this summer. Here is what the SEC has clarified and what comes next.</description><pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Binance Review 2026: Fees, Features, and Is It Safe?</title><link>https://thecryptotime.com/reviews/binance/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/binance/</guid><description>Our 2026 Binance review covers real fees, coin selection, security, and who it suits. The largest exchange by volume offers 0.1% fees and deep liquidity.</description><pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Coinbase vs Kraken: Which US Exchange Should You Pick?</title><link>https://thecryptotime.com/reviews/coinbase-vs-kraken/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/coinbase-vs-kraken/</guid><description>Coinbase vs Kraken compared on fees, security, staking, and ease of use. Coinbase wins for beginners, Kraken for security and lower trading costs.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Crypto.com Review: App, Card, Fees, and Is It Safe?</title><link>https://thecryptotime.com/reviews/crypto-com/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/crypto-com/</guid><description>Our Crypto.com review covers the app, Visa card, CRO staking, fees, and security. A polished mobile-first platform with real perks and pricing trade-offs.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Kraken Review: Fees, Security, and Is It Right for You?</title><link>https://thecryptotime.com/reviews/kraken/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/kraken/</guid><description>Our Kraken review covers fees, security, staking, and who it suits. One of the oldest exchanges, with a clean security record and a cheaper Pro interface.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>KuCoin Review: Altcoin Selection, Fees, and Safety</title><link>https://thecryptotime.com/reviews/kucoin/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/kucoin/</guid><description>Our KuCoin review covers its huge altcoin selection, low fees, KCS discounts, the 2020 hack response, and who the exchange suits best.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>MetaMask Review: The Standard Ethereum Wallet Explained</title><link>https://thecryptotime.com/reviews/metamask/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/metamask/</guid><description>Our MetaMask review covers self-custody, dApp access, swap fees, and security. What the standard Ethereum wallet does well and where it falls short.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Trezor Review: The Original Hardware Wallet Tested</title><link>https://thecryptotime.com/reviews/trezor/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/trezor/</guid><description>Our Trezor review covers open-source security, supported coins, and Trezor Suite. The original hardware wallet tested for long-term cold storage.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Trust Wallet Review: The Free Mobile Wallet Worth Using?</title><link>https://thecryptotime.com/reviews/trust-wallet/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/trust-wallet/</guid><description>Our Trust Wallet review covers multi-chain support, staking, dApp access, and self-custody trade-offs. Is this free mobile wallet right for you?</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate></item><item><title>What Is BNB? Binance Coin and BNB Chain Explained</title><link>https://thecryptotime.com/coins/bnb/</link><guid isPermaLink="true">https://thecryptotime.com/coins/bnb/</guid><description>BNB is the native token of Binance and BNB Chain, used for trading fee discounts, gas fees, and launchpad access. Here&apos;s how it works and its risks.</description><pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate></item><item><title>What Is Cardano? The Research-Driven Blockchain Explained</title><link>https://thecryptotime.com/coins/cardano/</link><guid isPermaLink="true">https://thecryptotime.com/coins/cardano/</guid><description>Cardano is a proof-of-stake blockchain built on peer-reviewed research. Learn how ADA, Ouroboros, and Plutus smart contracts work, and how staking fits in.</description><pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate></item><item><title>What Is Dogecoin? The Meme Coin That Became Real Money</title><link>https://thecryptotime.com/coins/dogecoin/</link><guid isPermaLink="true">https://thecryptotime.com/coins/dogecoin/</guid><description>Dogecoin started as a 2013 joke based on the Doge meme and now trades as real money. Learn how it works, its unlimited supply, and its real-world uses.</description><pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate></item><item><title>What Is Tron? The High-Throughput Blockchain Explained</title><link>https://thecryptotime.com/coins/tron/</link><guid isPermaLink="true">https://thecryptotime.com/coins/tron/</guid><description>Tron is a blockchain built for fast, low-cost transfers and is a major rail for USDT stablecoin transactions. Learn how it works and its tradeoffs.</description><pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate></item><item><title>What Is XRP? Ripple&apos;s Payments Cryptocurrency Explained</title><link>https://thecryptotime.com/coins/xrp/</link><guid isPermaLink="true">https://thecryptotime.com/coins/xrp/</guid><description>XRP is a digital asset built for fast, low-cost payments on the XRP Ledger. Learn how it works, its tie to Ripple, and its supply and legal history.</description><pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Crypto Regulation 2026: Stablecoin Rules and the CLARITY Act</title><link>https://thecryptotime.com/news/crypto-regulation-2026/</link><guid isPermaLink="true">https://thecryptotime.com/news/crypto-regulation-2026/</guid><description>US crypto regulation in 2026 centers on a stablecoin rulebook due in July and the CLARITY Act market-structure bill advancing in the Senate. Here is what changed.</description><pubDate>Fri, 19 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Coinbase Review: Fees, Safety, and Best for Beginners?</title><link>https://thecryptotime.com/reviews/coinbase/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/coinbase/</guid><description>Our Coinbase review covers fees, security, and ease of use. A beginner-friendly, regulated US exchange that trades simplicity for higher fees.</description><pubDate>Tue, 16 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Binance vs Coinbase: Which Exchange Should You Use?</title><link>https://thecryptotime.com/reviews/binance-vs-coinbase/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/binance-vs-coinbase/</guid><description>Binance vs Coinbase compared on fees, coins, ease of use, and security. Binance wins on cost and selection, Coinbase on simplicity and regulation.</description><pubDate>Mon, 15 Jun 2026 00:00:00 GMT</pubDate></item><item><title>How to Buy Cryptocurrency: A Complete Beginner&apos;s Guide</title><link>https://thecryptotime.com/guides/how-to-buy-crypto/</link><guid isPermaLink="true">https://thecryptotime.com/guides/how-to-buy-crypto/</guid><description>A beginner&apos;s guide to buying cryptocurrency: choosing an exchange, funding your account, placing orders, and storing your coins securely.</description><pubDate>Sat, 13 Jun 2026 00:00:00 GMT</pubDate></item><item><title>What Is Ethereum? Smart Contracts and ETH Explained</title><link>https://thecryptotime.com/coins/ethereum/</link><guid isPermaLink="true">https://thecryptotime.com/coins/ethereum/</guid><description>Ethereum is a programmable blockchain that runs smart contracts and powers DeFi and NFTs. Learn how ETH, gas, and proof of stake work.</description><pubDate>Thu, 11 Jun 2026 00:00:00 GMT</pubDate></item><item><title>What Is Solana? Fast Blockchain and SOL Token Explained</title><link>https://thecryptotime.com/coins/solana/</link><guid isPermaLink="true">https://thecryptotime.com/coins/solana/</guid><description>Solana is a high-speed blockchain built for fast, low-cost transactions. Learn how SOL, proof of history, and proof of stake work, and what Solana is used for.</description><pubDate>Wed, 10 Jun 2026 00:00:00 GMT</pubDate></item><item><title>What Is Crypto Staking? How to Earn Rewards Safely</title><link>https://thecryptotime.com/guides/crypto-staking-explained/</link><guid isPermaLink="true">https://thecryptotime.com/guides/crypto-staking-explained/</guid><description>Crypto staking earns rewards by locking coins to help secure a proof-of-stake network. Learn how it works, the risks, and how to start.</description><pubDate>Tue, 09 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Crypto Wallets Explained: Hot vs Cold and How to Choose</title><link>https://thecryptotime.com/guides/crypto-wallets-explained/</link><guid isPermaLink="true">https://thecryptotime.com/guides/crypto-wallets-explained/</guid><description>A crypto wallet stores the keys that control your coins. Learn how hot and cold wallets differ, and how to choose one for security and convenience.</description><pubDate>Sat, 06 Jun 2026 00:00:00 GMT</pubDate></item><item><title>What Is Blockchain? A Plain-English Explanation</title><link>https://thecryptotime.com/guides/what-is-blockchain/</link><guid isPermaLink="true">https://thecryptotime.com/guides/what-is-blockchain/</guid><description>Blockchain is a shared, tamper-resistant ledger maintained by a network of computers. Learn how blocks, consensus, and decentralization actually work.</description><pubDate>Thu, 04 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Ledger Wallet Review: Is a Hardware Wallet Worth It?</title><link>https://thecryptotime.com/reviews/ledger/</link><guid isPermaLink="true">https://thecryptotime.com/reviews/ledger/</guid><description>Our Ledger wallet review covers security, supported coins, and ease of use. A hardware wallet that keeps your private keys offline for long-term storage.</description><pubDate>Tue, 02 Jun 2026 00:00:00 GMT</pubDate></item></channel></rss>